Medicare Part B – Medical Insurance

Medicare Part B helps cover your doctor visits, outpatient care, preventive services, and medically necessary treatments. It works alongside Part A to form Original Medicare. Most people pay a monthly premium for Part B.

What Part B Covers

• Doctor services and outpatient medical care

• Preventive services like screenings, vaccines, and wellness visits

• Diagnostic tests such as X‑rays, MRIs, and lab work

• Durable medical equipment (wheelchairs, walkers, etc.)

• Emergency room services

• Home health services (when medically necessary)

Why Part B Matters

Part B helps pay for the everyday medical care you rely on — from routine checkups to unexpected outpatient treatments — and protects you from high out‑of‑pocket costs.